Archive for the 'Credit Repair Tips' Category

Collectors might check your credit without your signature. Illegal inquiry.

The creditor might prepare a mistake and check your credit which is illegal. what precisely does that mean? I have disputed alot of stuff and there are alot of inquiries on my reports, can you explain how they do that?
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whether there is an inquiry that is not the outcome of you s…

need 40 more fico points before i can get a home loan. Judgment

O.k. so I need 40 more points before i can get a home loan. I have a 1500.00 judgment on my credit, the loan guy said whether i pay that off and have it satisfied next disput it soon after my points should go up the 40 i need. Is that true?
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probably right
you can never tell till…

paid phone collection and a paid charge off for insurance.

I have a paid phone collection for $268 and a paid car insurance collection/chargeoff for $58 listed on my report. These went to collections back in 05 but were just paid recently. One is listed to fall off my report in 2011 and the other in 2012. However on each one I have a discrepancy. The in…

Bad checks telecheck check system

I AM SO GLAD TO HAVE FOUND YOUR WEBSITE…DO YOU KNOW HOW MUCH I WAS PLANNING TO PAY SOME CREDIT REPAIR COMPANY? I HAVE A QUESTION…CAN YOU propose A SECOND CHANCE BANK considering I GOT MY NAME BOTH IN CHECKSYSTEM AND TELECHECK….THANK
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the checks have to be paid off whether you want to …

Sons verizon wireless charge off on my credit. Disputed that collection.

I have a problem, I have done nearly everything I am suppose to
Pulled credit reports
Disputed for months, sent certified everything, kept copies kept detailed records, now I feel I need to send letters of dept validation to Verizon (1999) I have already disputed that with the 3 credit ber. of cours…

Health care related collection agencies. Delete by phone or mail.

I read much of your website and found it to be very helpful. Most of my debts in collection do not show up elsewhere on my credit report. They are all filed under the collections section. I’m not certain whether it has anything to do with them being all health care related. My question toyou is …

Got a lowes card charged off Ge Citi 7300

I “had” perfect credit and a very high credit score. I have never paid a bill late in my life.

I purchased cabinets at Lowes a year ago and applied for a Lowes card with 12 mo/no interest/no payment. I didn’t open the first few statements since no pmt was due.

A few months lat…

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